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This is an optional scheme of Life Insurance and is at the value of borrower which may be funded by the Bank at the time of sanction and is recoverable with the EMIs of the Loan. In case of farmers/agriculturists, reimbursement may be allowed in Half Yearly Instalments coinciding with harvesting/marketing of main crops produced. Maximum period of loans shall be 30 years initially, including the utmost moratorium interval of 36 months. If the applicant wants to add any one that just isn’t an in depth relative as a co-applicant, the identical could be thought of only if he/she is …